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Get Your Life Insurance Quote in Minutes

Whole Life - Term Life & IUL Self Quote Options in Minutes

At MG Veritas Group, we believe getting life insurance should be easy and transparent.

Use our secure self-quote tool powered by Ethos.


🛡️ ETHOS TERM LIFE (INSTANT TERM)

Coverage: $20,000 – $2,000,000+
Ages: 20–65

  • Instant approval (many applicants)
     
  • No medical exam required (most cases)
     
  • Level premiums for term duration
     
  • Term options: 10, 15, 20, 30 years
     
  • Fully online application (minutes)
     

👉 Best for income protection, mortgage coverage, family security


⚡ ETHOS SIMPLIFIED ISSUE TERM

Coverage: $20,000 – $500,000
Ages: 20–65

  • No medical exam
     
  • Health questions required
     
  • Fast underwriting (same-day in many cases)
     
  • Fixed premiums
     

👉 Great for quicker approval with moderate health history


🔒 ETHOS GUARANTEED ISSUE (WHOLE LIFE)

Coverage: $2,000 – $30,000
Ages: 50–85

  • Guaranteed approval
     
  • No health questions
     
  • No medical exam
     
  • Graded death benefit (typically first 2–3 years)
     
  • Lifetime coverage
     

👉 Ideal for clients with serious health conditions


⚰️ ETHOS FINAL EXPENSE (WHOLE LIFE)

Coverage: $5,000 – $50,000
Ages: 50–85

  • Designed for burial & funeral costs
     
  • Fixed premiums for life
     
  • Builds cash value over time
     
  • Simplified underwriting (some health questions)
     
  • Fast approvals
     

👉 Best for end-of-life planning & legacy protection


💼 ETHOS WHOLE LIFE (SELECT CASES)

Coverage: Varies
Ages: Typically 50+

  • Lifetime coverage
     
  • Fixed premiums
     
  • Cash value accumulation
     
  • May include simplified underwriting
     

👉 For long-term protection and asset-building strategies



✔ No medical exam (most applicants)
✔ Fast approvals (often same day)
✔ 100% online & secure


Coverage amounts, underwriting, and availability may vary by state, age, and health eligibility. Policies are issued by Ethos partner carriers.

Self Quote

Term life - Self Quote in Minutes

Simple. Fast. No pressure.
Find the right coverage for you and your family — on your own time.



Pure Term

  • $50,000 to $1,000,000
  • Ages 18-60
  • Whole Life Conversion Option
  • Priced to Table D/4
  • Optional ADB and Dependent Child Riders*
  • Auto Pivot to ADB (when applicable)


Term With Living Benefits

  • $50,000 to $1,000,000
  • Ages 18-60
  • Included Chronic Illness and Terminal Illness Riders*
  • Optional ADB and Dependent Child Riders*
  • Priced to Table B/2
  • Auto Pivot to Pure Term or ADB (when applicable)


Guaranteed Issue Policy

  • $5,000 to $25,000
  • Ages 50–85
  • Guaranteed approval, no health questions
  • Graded death benefit years 1–3, full in year 4+
  • Cash value accumulation


Final Expense Policy 

  • $5,000 to $40,000
  • Ages 50–85
  • No medical exam required
  • Immediate full coverage
  • Guaranteed premiums for life
  • Auto Pivot to GI (when applicable)


Accidental Death

  • $50,000 to $300,000
  • Ages 20-59
  • Extra benefits for travel and auto safety
  • Optional Return of Premium, Inflation, Family Riders
  • Guaranteed Issue


Self Quote

Copyright © 2026 MG Veritas Group  - All Rights Reserved.Disclaimer: MG Veritas Group is a licensed insurance agency. We do not offer every plan available in your area. Currently, we represent multiple organizations which offer a variety of products. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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